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HealthPlus
A Private Health Services Plan (PHSP) that meets your needs

Thousands of different medical expenses are eligible for HealthPlus. The list below contains some of the most common ones.

As a general rule, if a licensed medical practitioner prescribes or recommends the treatment, the expense is eligible. However, purely cosmetic products/procedures are not eligible even if performed by a licensed practitioner.

Common Expenses
The most common eligible expenses we see are:

Orthodontics (e.g. braces, retainers)

Major dental
(e.g. crowns)

Gluten-free products if diagnosed celiac (surcharge over standard cost)

Massage Therapy
Chiropractic
Attendant Care

OTC drugs (when prescribed by a medical professional and recorded by a licensed pharmacist)

Hearing Aids

Eye Glasses, Eye exams and Laser Eye Surgery

Prescription E.D. medication

Prescription Smoking Cessation medication

Psychotherapy

Medical Professionals
A medical practitioner encompasses a broad range of individuals in the medical profession who are authorized to practice in accordance with the laws of the province and certified to the practitioners governing body, including but not limited to the following:

Acupuncturist

Nutritionist

Naturopath

All Optical Services

Optician

Optometrist

Psychologist

Psychiatrist

Psychoanalyst

Neurologist

Orthopedist

Chiropodist

Podiatrist

Obstetrician

Pediatrician

Practical Nurse
(For medical service)

Registered Nurse

Christian Science
Practitioner

Orthodontist

Dentist

Dental Mechanic

Ophthalmologist

Therapist

Speech Therapist

Osteopath

Oculist

Gynecologist

Surgeon

Dermatologist

Physician

Chiropractor or Massage Therapist

Physiotherapist

Plastic Surgeon

Hospital Services

Anesthetist

Oxygen Masks, Tent

Vaccines

Hospital Bills

Use of operating Room

X-Ray Technician

Medication

All Prescription Drugs
Insulin or Substitutes
Liver Extract- injectable for pernicious anemia

Non-prescription medicines
(over the counter) prescribed by a
qualified medical practitioner and
recorded by a licensed pharmacist

Tapes or Tablets- for sugar content tests by diabetics, if
prescribed

Chinese Medicine

Viagra

Oxygen

Vitamin B12 - for pernicious anemia

Prescribed Medical Treatment

Blood Transfusion

Healing Services

Psychotherapy

X-Ray Treatments

Radium Therapy

Hydrotherapy

Bone Marrow or
Organ Transplant

Insulin Treatments Injections

Speech Pathology or
Audiologoy

Diathermy Nursing (by
Registered Nurse)

Ultra-violet Ray
Treatments

Electric Shock
Treatments

Pre-Natal, Post
Natal Treatments

Whirlpool Bath Treatments

Laser Eye Surgery

Prescribed Medical Devices and Treatments

An external breast prosthesis post-surgery

Inductive coupling osteogenesis stimulator

Orthopedic shoes or boots

Infusion pumps for diabetics, including peripherals

Power operated guided chair installation for
stairways

Eye Glasses

Devices designed to assist a person to use bathtubs showers or toilets

Devices designed to enable individuals with a mobility impairment to operate a vehicle

Any device designed to assist walking where the
individual has a mobility impairment

Optical scanners or similar devices for a blind individual to enable him/her to read print

Monitors attached to babies identified as being prone to sudden infant death syndrome

Heat Monitors or pace makers

Synthetic speech systems, Braille printers and large
print-on-screen device's that enable blind persons to utilize computers

Equipment to enable deaf or mute persons to make and receive telephone calls and electronic speech synthesizers for mute individuals

Power operated guided lifts and transportation
equipment designed to access to buildings, vehicles, or to allow wheelchair access to a vehicle

Oxygen Tent

Hospital beds, if required in home

Syringes

Devices used by individuals suffering from a chronic respiratory aliment or a severe chronic
immune system deregulation

Electronic or computerized environment control
systems for individuals with severe prolonged
mobility restrictions

Extremity pumps or elastic support hose to reduce lymph edema swelling

Other Materials and Apparatus that Don't Require A Prescription

Any apparatus or material, paid to a doctor, nurse or
hospital

Artificial kidney machine, including installation,
operating costs

Blood sugar level measuring devices for diabetes Laryngeal speaking aid

Crutches

Artificial Eye

Hernia Truss

Colostomy pads

Illestomy pads

Artificial Limb

Iron Lung

Spinal Brace

Brace for a limb

Any device to aid the hearing of a deaf person

Catheters, catheter trays, tubing diapers, disposable briefs required by incontinent persons

Wheel Chair

Non-Cosmetic Dental Services

Dental X-rays

Extracting Teeth

Oral Surgery
(e.g. Root canal)

Denture Repairs & Replacement

Filling Teeth

Straightening Teeth
(e.g. brace)

Examinations

Gum Treatment

 

Laboratory Examination and Tests

Blood Tests

Metabolism Tests

Stool Examination

X-Ray Examination

Cardiographs

Spinal Fluid Tests

Urine Analyses

Other Expenditures

Ambulance Charges

Colostomy pads

Prescription Birth Control Pills

Home Maker Service and Home Care (attendant must be a non-relative)

Transportation cost-to hospital, clinic or doctor's office to obtain services not otherwise available

Rehabilitative therapy, lip reading and sign
language training

Specially trained animals to assist the blind, deaf,
for severely impaired persons, including the cost of its care and maintenance

Transportation, meals and accommodations
(reasonable expenses for meals, accommodation and travel costs for patient and an accompanying
attendant may be allowed if;
1. equivalent medical services are not available locally;
2. The route traveled is reasonably direct;
3. Medical treatment is reasonable and distance traveled is at least 80 kms)

Reasonable costs for adapting a residence to
accommodate a disabled person (e.g. wheelchair
ramp, lifts, bath facilities)

Expenses that DO NOT QUALIFY

Acupuncture treatments if they are not performed by a licensed physician

Health programs offered by resort hotels, health
clubs

Air conditioners, humidifiers, dehumidifiers or air
cleaners

Illegal operations, treatment or drugs

Antiseptic diaper service

(Non prescription) birth control devices

Payments to a municipality where the municipality
employed a doctor to provide medical services to the residents of the municipality

Special food or beverages are generally not allowed however, if said food or beverages are taken to alleviate or treat an illness and not nutritional, they may be allowed if accompanied by a letter from a
medical doctor

Wigs - unless made to order for individuals who have
suffered abnormal hair loss owing to disease,
medical treatment, or accident

Tooth paste

Medical expenses for which you are reimbursed or
are entitled to be reimbursed from other plans

Maternity clothes

IMPORTANT
- Provincial Health Care Premiums ARE NOT eligible expenditures
- Purely cosmetic procedures are not eligible.

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Ottawa, Ontario
K2H 8K7

Toll-free: 1-800-267-1964
(or 613-226-1964)
Fax: (613) 226-8402